March charity expects greater demand for debt advice
A charity has revealed that it expects in the coming weeks to receive more calls for help than ever before.
Christians Against Poverty, with a local debt centre in Fenland, based in March with a satellite office in Wisbech, says that the post-Christmas rush to get finances sorted has begun in earnest.
Rather than the mythical peak known as Blue Monday on January 19, the charity actually receives the most calls for debt help on the second Monday in February, which this year lands on February 9.
Fenland Centre Manager Sue Bradshaw, based at Centenary Baptist Church, March, said: “Every week, the busiest day for debt help calls is a Monday, when people have had time over the weekend to resolve to seek help.
“We see a rise in calls during January and February because most people cannot face tackling their finances before Christmas. When these two elements come together, we see our busiest time. As our reach extends to more areas, with more debt coaches, we are set to see more people booked in than ever before.”
Already in the first working week of 2015, CAP received 479 calls for debt help. The Fenland Centre is currently booked up until the end of February, some areas until the end of March.
Recent research from CAP has shown that people often struggle for years with personal debt following income changes caused by events such as losing a job or a relationship breakdown.
“Four in ten people believe that no one can help them with their debts, according to some research we’ve done. It can feel like you’ve hit a brick wall but we see seemingly impossible situations where people get their debts cleared. There are people to help and it can get sorted, however complicated or dire it seems,” said Sue.
Anyone calling CAP for help rings 0800 328 0006 and are booked in for a home visit from Sue or Lin, who would spend time learning what has happened and show a way forward.
Then all the person’s outstanding bills and letters from creditors are sent to CAP’s head office in Bradford. The charity negotiates with each creditor on behalf of the client and draws up a budget to begin to repay what is owed.
Said Sue: “Anyone having sleepless nights, unable to afford the basics or worried about meeting their rent or mortgage should call us, or one of the other good free debt agencies, and see how we can help.”
Call CAP on 0800 328 0006 or visit capuk.org